Get Covered – Navigate the Affordable Care Act

Health insurance protects you and your family. Through the Affordable Care Act, coverage can be accessible and affordable. It is the mission of Charlotte Center for Legal Advocacy to assure everyone has the access they need to quality coverage.

Work With a Navigator

CCLA’s Healthcare Navigators are federally certified experts who work directly with clients, free of charge. A navigator helps you use the health insurance marketplace to find the best, most affordable coverage and get signed up. There are also resources for immigrants.

Español: Los Navegadores de Salud del Centro de Apoyo Legal de Charlotte son expertas que ofrecen ayuda gratuita. Le podemos ayudar a hacer su aplicación y elegir un plan de seguro médico económico. Llame al 1-855-733-3711 o haga clic abajo para programar una cita gratuita.

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Affordable Care Act FAQs

Helpful Links

MedLink of Mecklenburg
Free and low-cost clinics for low-income, uninsured individuals

Healthcare.gov Plans & Prices Tool
Preview your estimated plans and prices

Income Estimator
A list of acceptable income sources and how to estimate your expected income

MedAssist
Free prescription medication for low-income, uninsured individuals

Coverage Resources for Immigrants

Healthcare resources are available no matter what your status may be. If you are eligible for financial assistance on the Health Insurance Marketplace, appointments are available in Spanish with CCLA’s Healthcare Navigators. (When you make an appointment, just select “Spanish” as your language of choice.) Free interpretation is available in 150 languages as well.

Below, you’ll see more detailed information based your particular situation:

Undocumented Immigrants or DACA (Deferred Action for Childhood Arrival)

Lawfully Present Immigrant (Permanent resident less than five years, or TPS, VAWA, U Visa, applicants for Asylum, SIJS, F1 visa and many others)

  • You may qualify for financial assistance on the Health Insurance Markeplace if your household income is below: $49,960 for a family or one or $103,000 for a family of four.
  • Medicaid has not been expanded in North Carolina, so it currently only covers low-income people in the following categories: children under 21, pregnant women, women with breast or cervical cancer, individuals aged 65 or older, blind or disabled individuals, people in need of long-term care or people receiving Medicare.

Refugee, Asylee, Cuban/Haitian Entrant, T visa or Permanent Resident for More Than Five Years

  • You may qualify for financial assistance on the Health Insurance Marketplace if your household income is between $12,490 – $49,960 for a family of one or $25,750 – $103,000 for a family of four.
  • Medicaid has not been expanded in North Carolina, so it currently only covers low-income people in the following categories: children under 21, pregnant women, women with breast or cervical cancer, individuals aged 65 or older, blind or disabled individuals, people in need of long-term care or people receiving Medicare.