Health insurance protects you and your family from high costs if you need to go to the doctor. Through the Affordable Care Act, coverage can be accessible and affordable. It is the mission of Charlotte Center for Legal Advocacy to ensure everyone has the access they need to quality coverage.
If you are looking for 2026 coverage, Open Enrollment for the Health Insurance Marketplace (Healthcare.gov) opens on November 1, 2025, and ends on January 15, 2026.
Our navigators are ready to help you find the right plan on the Health Insurance Marketplace. Make an appointment today!
Computer Lab Enrollment Events at the Advocacy Center
Need help with Health Insurance Marketplace enrollment? Join us at the Advocacy Center’s computer lab to get support with applications, plan comparisons, and questions about coverage.
Dates & Times:
Saturday, Nov 1 | 9:30 AM – 2:00 PM
Saturday, Nov 15 | 9:30 AM – 2:00 PM
Saturday, Dec 13 | 9:30 AM – 2:00 PM
Location: Charlotte Center for Legal Advocacy (5535 Albemarle Rd, Charlotte)
Register Now: Use the portal below to reserve your spot.
Connect with a Navigator!
Questions about health insurance coverage? Our navigators are ready to help.
To schedule an appointment: call 980-256-3782, use the portal below or visit https://ncnavigator.org/get-help/.
For assistance statewide, please call 855-733-3711
Powered by Get Covered America
Latest News About the Affordable Care Act:
- 2026 Health Insurance Marketplace Open Enrollment FAQ
- Major Changes Coming to Health Coverage Access: What Consumers Need to Know
- Our Health Insurance Navigators Are Leading the Way in Healthcare Access, and Now They’re Award-Winning
- Norma’s Story
Open Enrollment Period FAQs
Want to learn more information? Check out our Open Enrollment Period FAQs. We have answers to common questions including:
- Is there still a penalty for not having health insurance?
- Which health insurance companies will be offering plans in 2026 in Mecklenburg, Cabarrus, and Union counties?
- Can I just wait and have my current plan automatically renewed?
- I have COBRA, but it’s too expensive. Can I drop it during Open Enrollment and enroll in a Marketplace plan instead?
- What if I need help?
Helpful Links
FFree and low-cost clinics for low-income, uninsured individuals:
Healthcare.gov Plans & Prices Tool
Preview your estimated plans and prices
Income Estimator
A list of acceptable income sources and how to estimate your expected income
MedAssist
Free prescription medication for low-income, uninsured individuals
Coverage Resources for Immigrant
Healthcare resources are available no matter what your status may be. If you are eligible for financial assistance on the Health Insurance Marketplace, appointments are available in Spanish with CCLA’s Healthcare Navigators. (When you make an appointment, just select “Spanish” as your language of choice). Free interpretation is available in 150 languages as well.
Undocumented Immigrants
You may be eligible for Emergency Medicaid and can utilize low-cost and free clinics
See the following charts for more information:
The project described was supported by Funding Opportunity number CMS-NAV-24-001 from the U.S. Department of Health and Human Services, Centers for Medicare & Medicaid Services. The contents provided are solely the responsibility of the authors and do not necessarily represent the official views of HHS or any of its agencies.
