As property values climb across North Carolina, many homeowners are feeling the strain of rising housing costs—especially higher property taxes. The good news is that help may be available. North Carolina offers valuable property tax relief programs for qualifying seniors, individuals with disabilities, and disabled veterans. If you’re eligible, you could significantly reduce your annual property tax bill. These programs are time‑sensitive, so don’t miss your opportunity—applications must be filed by June 1, 2026.
Need Help Applying?
Charlotte Center for Legal Advocacy is here to help. Our team can assist low-income seniors, disabled individuals, and disabled veterans in preparing their North Carolina property tax relief applications. Call 980-256-7952 to learn more about eligibility for our services.
Additionally, you can attend our property tax clinic for in-person assistance:
Property Tax Relief Clinic
Date: April 30, 2026
Time: 9:30 a.m. – 2:00 p.m.
Location: Charlotte Center for Legal Advocacy, 5535 Albemarle Road, Charlotte, NC 28212
Register: Call 980-256-7952 to schedule an appointment
Can’t attend in person? Virtual appointments are available! Call 980-256-7952 to schedule a phone appointment for assistance applying for property tax relief.
Who is Eligible for Property Tax Relief?
North Carolina currently has multiple programs that may provide tax relief to eligible applicants. The following information is an overview of the criteria for the two programs for which we can aid in applying:
1. Elderly or Disabled Homestead Exemption
If you are a qualifying homeowner, you may be eligible for an exclusion of either $25,000 or 50% of your home’s taxable value (whichever is greater). To qualify, you must meet the following requirements:
- Your name must be on the deed or title of your residence as of January 1, 2026
- The home must be your primary residence
- You must be a North Carolina resident
- You must be at least 65 years old or totally and permanently disabled (A total and permanent disability means a condition that prevents you from obtaining gainful employment.)
- Your household income (including your spouse’s) must be $38,800 or less for 2025
2. Disabled Veteran Homestead Exclusion
Disabled veterans in Mecklenburg County may qualify for an additional property tax benefit. If eligible, they may receive an exclusion of the first $45,000 of their home’s taxable value.
To qualify:
- The veteran must have received an honorable discharge
- The home must be occupied by the disabled veteran
- The veteran must be 100% totally and permanently disabled due to a service-connected injury
- Surviving spouses (who have not remarried) of qualifying disabled veterans may also be eligible
There is no age or income limitation for this exemption.
How and When to Apply
Applications must be submitted to the Assessor’s Office in your county between January 1, 2026 and June 1, 2026.
Additional Resources
